Investment Management

Mendel Capital Management’s approach to investing is to judiciously allocate our clients’ assets for sound growth, minimal volatility, and attainment of long-range financial goals. Our personal capital is aligned with our clients’ capital; we own what they own.

Since every client has different goals, requirements, and temperament, we tailor individual portfolios to best meet those needs. We offer several Investment Strategies, including Aggressive Growth, Conservative Value Growth, Balanced, Conservative I, and Conservative II. Within each of these strategies is a custom-tailored mix of equity (stocks, exchange traded funds, and mutual funds) and fixed income (bonds and cash) investments.

Aggressive Growth

A method of portfolio allocation focused on equities (mutual funds , stocks, and ETFs) often known as a capital growth strategy, since investors seek to maximize their capital gains; this objective involves investing in individual equities whose earnings are expected to grow at an above-average rate compared to its industry or the market overall, as well as, mutual funds whose investment objective is to invest in companies and sectors which are growing faster than their peers, where the benefits are usually in the form of capital gains rather than dividends. This Strategy is intended for investors who can tolerate above average risk.

Conservative Value Growth

A method of portfolio allocation focused on value oriented and dividend growth securities (companies typically have low debt, long term consistent earnings, and commitment to paying and growing their dividends). Investment objective will be 85%-90% in stocks, mutual funds, and exchange traded funds (ETFs). This Strategy is intended for investors who can tolerate moderate risk.

Balanced

A method of portfolio allocation designed to provide income and capital appreciation while avoiding excessive risk; this objective involves investing in 75% equities (mutual funds/stocks) and 25% fixed income (bonds/cash) and is geared toward investors who want a balanced mixture of safety, income, and modest capital appreciation. This Strategy is intended for investors who want a mix of safety and moderate risk.

Conservative I & II

A method of portfolio allocation utilizing a risk averse investment objective which has preservation of capital as its highest priority; this objective involves 40% (Con I) to 60% (Con II) fixed income (bonds/cash) investments encompassing the majority of the portfolio, while adding conservative equity investments (mutual funds/stocks) in either 60% (Con I) or 40% (Con II) allocations. This Strategy is intended for investors who desire minimal risk.